Sometimes the simplest ideas require the most effort from you. for example, staying safe is a simple, straightforward goal, but in this complicated world of wide range of services and documentation, even the most self-confident person can feel lost. This feeling of being confused is totally okay with each and every person, as long as you know how to make things better. You just came to the right people to answer your question – what does it take to be safe and secured? Things were rather simpler in the early days. The only thing that could keep you safe was a shield and your skills. The world has changed much since. Now, the first thing you need to be secured is the proper documentation, such as insurances. No matter what you are trying to keep safe – property or the building you live in, insurance is still an irreplaceable part of it. When you own a house, you need two types of insurances – buildings insurance and contents insurance. But what happens if you own a flat? This is where it can get tricky. Flats insurance and what do they contain: let’s go back to the two types of insurance we mentioned above. Is any of them needed to insure your flat? Obviously, you would still need to insure your possessions, so, contents insurance is a must in case of both, house and a flat. Most of the time, you won’t need the building insurance as landlord should be the one responsible for insuring it. However, there might be exceptions to this rule, so check your individual situation carefully. What does it help you with: in this day and age, when everything is modifiable and customizable, insurances can also be altered according to your personal needs and wants. Although there are some policies that are automatically included in every flats insurance. Some of these policies are: loss of rent, alternative accommodation, injury of employees or residents, loss or damage of contents… Additional policies: if you still think that the basic policies we listed above are not enough to fully secure you and your flat, here are some additional policies we can provide – terrorism insurance, officer liability insurance, lift inspection and insurance. All of these policies might not seem as important as the basic ones, but sometimes they play a crucial part in keeping you safe. We know how important it is for every individual to feel safe at home, so, do not hesitate to contact us with any questions, we can help you.